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How to Claim the Insurance

时间:[2016-12-01]  来源:

Procedures for Insurance Claims

 

1. If a student gets hospitalized:

 

Step 1 Please contact Mr. Niu (13515886639), No. 6 Window, Student Affairs Center (Wei Shaoxiang Building, across from No. 1 Canteen), or you can call 4008105119 EXT 1 to report your case with your passport number and full name.

Step 2 The Insurance Company will call your doctor to confirm your case.

Step 3 If confirmed, the insurance company will transfer down payment to your account in the hospital. If not       confirmed, you need to pay the deposit and reimburse the deposit.

Step 4 The procedure of your hospitalization will be arranged by the hospital.

Step 5 Keep all your medical documents and hand in them to Mr. Niu, Student Affairs Center to reimburse.

 

Notes: If the insured is directly hospitalized without consulting, diagnosis and recording of doctor of the rescue company and outpatient treatment, the rescue company will not be responsible for advanced payment of medical expense for hospitalization.

 

The following documents are required if a student gets hospitalization:

A  Copy of passport and visa page of the Insured 

B  Certificate of accident, in case of an accident (in case of traffic accident, the traffic unit should issue a     liability confirmation of traffic accident)

C  Original of receipt and detailed expenditure sheet for hospitalization

D  Copy of hospital discharge summary or medical record of hospitalization

 

2. If a student has not been hospitalized and only received outpatient treatment:

 

Step 1 Please go to Mr. Niu (13515886639), No. 6 Window, Student Affairs Center (Wei Shaoxiang Building, across from No. 1 Canteen), and hand in the related materials.

Step 2 The insurance company will reimburse around 80% fee of the insured if one insured year's overall expense reaches the baseline of 650 RMB(insurance fee is 800 Yuan/year) or 2000 RMB (insurance fee is 600 Yuan/year).

 

The following documents are required if a student gets Medical treatment for outpatient and emergency:

 A  Copy of passport and visa page of the Insured 

 B  Original receipts

 C  Medical record, detailed expenditure sheet and copy of examination report and laboratory test report. 

   

Notes: If the fees have exceeded the minimum payment line of RMB650 Yuan, then the medical record, detailed expenditure sheet and copy of examination report and laboratory test report of treatment that costs below 650 Yuan are also required to be presented.

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